PLAN FOR YOUR FUTURE WITH A PENSION
Pensions are an extremely tax efficient way of saving. You get tax relief on your saving at the marginal rate; funds accumulate tax free until retirement and you get a percentage of your fund tax-free at retirement.
If you haven't started one yet, now is the time to begin. Our Financial Advisors can help you decide how much you should put away every month to live comfortably in retirement.
"Its never too early to start saving for retirement"
Starting a Pension
You can do your saving personally, either through a personal pension, PRSA or AVC (free standing). Or you can save through a company, with an executive pension, company scheme or AVC (via scheme). Your Financial Broker can advise on the best options for your particular circumstances.
Changing careers, redundancies and pension scheme windups can imply your benefit in a pension scheme is restructured and possible a fund is transferred out of the scheme and set up independently on your behalf. This complex area has potential for considerable loss to you as you are swapping one benefit for another. We can talk you through the issues involved and you can appoint us to deal with the scheme trustees on your behalf.
Post Retirement Options
Having spent years saving your retirement fund, it's important to speak to a Financial Advisor to discuss the best way of funding your retirement. For many, that will be the traditional annuity route i.e. income for life. Others may wish to explore post retirement investment through Approved Retirement Funds (ARFs). Either way our advisors are expertly qualified to talk you through this choice and they can recommend the most appropriate course of action for you.
Pension Tracing Service
Have you changed jobs multiple times throughout your career? Chances are you may have left behind a few pension pots and it is important to gain control of these now. Our advisors can help trace these for you even if you don't know where they are. We can then advise on the best action to take going forward.
Monday - Friday
9 am to 5:00 pm
Saturday & Evenings
4 Crestfield Centre
Glanmire, Co. Cork
Jack French trading as 1 Stop Brokers is regulated by the Central Bank of Ireland