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4 Ways to Protect Your Income

Income Protection is the cornerstone of any good Financial Plan. If you don't have your income, you can't pay your bills, save, pay insurance, pay your mortgage/rent or save for retirement.

You may need income protection if you:

  • Are self-employed and would have no source of income if you couldn’t work due to illness or disability

  • Have little or no sick pay from your employer

  • Have no ill-health pension protection

  • Have dependants who rely on your income

  • Have no other source of income

  • Do not have sufficient benefits to replace your lost income and/or cover your expenses

There are 4 Products on the market that you can take out to protect your income:


Income Protection - pays 75% of your Income until retirement if you are unable to work due to illness or injury


Wage Protector - pays 75% of your income for up to two years if you are unable to work due to illness or injury


Accident, Sickness, Hospitalisation - pays a monthly income cash benefit of up to €3,000 if you are unable to work due to accident or sickness


Serious Illness Cover - pays a tax free lump sum if you are diagnosed with a specified serious illness.


Talk to us today to find out which product is best for you and your budget.

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